Which UPI App Actually Gives You Cashback?
Techy Bhaisaab
Summary
Forget what you think you know about UPI apps; the truth about where you'll actually get cashback might surprise you. While Google Pay and PhonePe offer no direct cashback for sending money, other apps are surprisingly generous. Testing shows that Bhim UPI consistently provides cashback, even giving ₹5 on a ₹100 transaction, making it a strong contender, especially as a government-backed application. Cred also offers good cashback, around ₹4 on ₹100, but it’s specifically for users with a credit score above 750. Super Money and Pop UPI only offer cashback on merchant payments, not person-to-person transfers, and BP UPI is noted for lagging performance and no cashback. Navi UPI, which used to offer cashback, now primarily promotes its referral program. Ultimately, for consistent cashback, Bhim UPI stands out as the champion, with Cred being a great option for those with good credit scores, as highlighted by the detailed comparisons in this informative video. It's definitely worth watching the full video to understand these nuances.